When you're traveling abroad, it's important to have a checking account that doesn't charge you exorbitant fees for withdrawing cash from ATMs. Here are the top 9 checking accounts for avoiding foreign ATM fees:

1. Charles Schwab High Yield Investor Checking®
‍Schwab's High Yield Investor Checking® account is one of the best checking accounts for traveling abroad. It offers unlimited ATM fee reimbursements, domestically and abroad, and it doesn't charge any foreign transaction fees. It also has a low APY of 0.03%.

2. SoFi Money Checking account
‍SoFi Money is a cash management account that doubles as a checking account and a high-yield savings account. It reimburses account holders at any of 55,000+ ATMs within the Allpoint network. While the account no longer reimburses all ATM fees worldwide, it still offers a competitive APY of 0.60%.

3. Chase Sapphire Banking account
‍Chase Sapphire Banking is a top-tier checking account that offers no ATM fees worldwide to customers who maintain a $75,000 combined cash balance at Chase Bank and investments at J.P. Morgan Chase.

4. Fidelity Cash Management account
‍Fidelity's Cash Management Account allows you to withdraw cash free of charge from more than a million ATMs worldwide (anywhere you see the Visa®, Plus®, or Star® logos). However, it charges a 1% foreign transaction fee on purchases made abroad.

5. Ally Bank Interest Checking account
‍Ally Bank's Interest Checking account offers a 0.10% APY and reimburses up to $10 per statement cycle for out-of-network ATM withdrawals.

6. Capital One 360 Checking account
‍Capital One 360 Checking doesn't charge any fees on ATM withdrawals outside the Capital One network. There's also no opening balance requirement.

7. First Republic Bank's ATM Rebate Checking account
‍First Republic Bank's ATM Rebate Checking account offers free use of more than 800,000 ATMs worldwide with no foreign exchange fees and even earns interest on balances above $3,500. Minimum opening balance is $500.

8. Betterment Checking account
‍Betterment Checking is a checking account that refunds all ATM fees. There is no minimum opening deposit and no required minimum balance.

9. PNC Virtual Wallet Checking account
‍PNC Virtual Wallet Checking reimburses up to $5 per statement period for other financial institutions' ATM surcharge fees on the basic account. If you have the Virtual Performance Select account, you can get up to $20 per statement period.

Bottom line

‍When choosing a checking account for traveling abroad, it's important to consider the fees, APY, and ATM network. These nine accounts are all great options for saving money on ATM withdrawals while traveling.

Additional tips for saving money on ATM withdrawals:

• Use ATMs that are located in well-lit and secure areas.
• Choose ATMs that are affiliated with your bank, if possible.
• Avoid using ATMs that charge additional fees, such as those located in casinos or convenience stores.
• If you withdraw a large amount of cash, break it up into smaller withdrawals to avoid being charged multiple ATM fees.
• Consider using a prepaid travel card, which can be a good option if you only need to withdraw cash occasionally.
• Use a credit card with no foreign transaction fees for most purchases, and only use your debit card for ATM withdrawals.

By following these tips, you can save money on ATM withdrawals and avoid unnecessary fees while traveling abroad.